Panel doctor意思

"Panel doctor" is a term used in some countries, particularly in Asia, to refer to a doctor who is part of a panel or network of healthcare providers that are contracted by an insurance company or employer to provide medical services to their clients or employees. These doctors are typically selected based on their qualifications, experience, and the ability to provide high-quality care within the guidelines set by the insurance company or employer.

When someone has health insurance or is covered by a company's health plan, they may be required to choose a panel doctor to receive medical treatment. This system is often used to control costs and ensure that patients receive appropriate and necessary care.

Patients who use panel doctors may have to pay less out of pocket for their medical services, as the insurance company or employer has negotiated rates with these providers. However, patients may be limited in their choice of doctor and may not be able to see a non-panel doctor without incurring higher costs or losing their insurance coverage.

The concept of panel doctors is similar to the idea of an in-network provider in the United States, where healthcare providers who have a contract with an insurance company are considered part of the insurance company's network. Patients who use in-network providers typically have to pay less for their medical services than if they were to see an out-of-network provider.