Cashless transaction意思

"Cashless transaction" refers to any type of financial transaction that does not involve the use of physical cash. Instead, these transactions are conducted using digital or electronic methods of payment. Here are some common examples of cashless transactions:

1. Credit card payments: Using a credit card to buy goods or services at a store, online, or through a mobile app.

2. Debit card payments: Making purchases with a debit card, which directly withdraws money from the user's bank account.

3. Online banking: Transferring funds from one bank account to another, paying bills, or making purchases using online banking services.

4. Mobile payments: Utilizing mobile devices to pay for things through apps like Apple Pay, Google Pay, or Samsung Pay, which use NFC (Near Field Communication) technology to complete transactions.

5. Digital wallets: Storing payment information in a digital wallet and using that to make purchases without needing to physically present a credit card or cash.

6. Electronic checks: Sending and processing checks electronically, without the need for a paper check.

7. Direct debits: Setting up automatic payments from a bank account to a service provider, such as for utility bills or subscription services.

8. Point-of-sale (POS) transactions: Making purchases at retail stores using electronic payment terminals.

Cashless transactions are becoming increasingly popular due to their convenience, security, and the ability to keep track of financial records digitally. They are also promoted by governments and financial institutions as a way to reduce the use of physical cash, which can be lost, stolen, or used for illegal activities.